WHERE EVERY CLIENT COUNTS.

June 2026

You Don’t Need to Be Good at Math to Read Your Own Books

A long time ago, I taught accounting at the university level. Most of the students in front of me weren’t accounting majors — they were marketing and management students jrbonner

Stop Running Personal Money Through Your Business

One of the fastest ways to make your own books useless is to run your personal money through them — and almost everyone does it early on. I had jrbonner

Should You Pay Workers as a Contractor or Put Them on Payroll?

Most small business owners have asked some version of this question: “Can I just pay this person on a 1099 instead of putting them on payroll?” The instinct is jrbonner

How Much Cash Reserve Does a Small Business Really Need?

Most personal finance advice tells you the same thing: keep six to twelve months of household expenses in an emergency fund. If you lost your job tomorrow, that cushion small business cash reserve