Should You Pay Workers as a Contractor or Put Them on Payroll?
Most small business owners have asked some version of this question: “Can I just pay this person on a 1099 instead of putting them on payroll?” The instinct is jrbonner
June 2026
June 2026
How Much Cash Reserve Does a Small Business Really Need?
Most personal finance advice tells you the same thing: keep six to twelve months of household expenses in an emergency fund. If you lost your job tomorrow, that cushion small business cash reserve